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Our credit cards

There are lots of different credit cards out there. We're putting all of ours on the table, so you can compare and find one that's right for you.

Classic Card

A card for everyday spends, spreading costs and building your credit score.

  • £200 - £1,500 starting credit limit
  • Get up to 2 credit increases a year
  • Build your credit score over time

34.9% representative APR variable.

Not using your card responsibly could hurt your credit rating, making it harder to get credit in future.

Balance Transfer Card

Save on interest when you move higher rate balances to this card.

  • Up to £8,000 starting credit limit
  • 0% interest on balance transfers for up to 18 months (3% transfer fee)
  • 0% interest on purchases for 3 months

Representative example: Assuming a credit limit of £1,200 and an interest rate on purchases of 34.94% p.a. variable, you will receive a 34.9% APR representative variable.

There's more to a Capital One card

Award-winning app

Make payments, see your PIN and manage your card on the go. Near, far, wherever you are.

Flexible credit limits

Ask for an increase or lower it if you need to. Plus, we'll never up your limit without your say-so.

No nasty surprises

No annual costs, and the APR you're offered after checking your eligibility is always the one you'll get.
No impact on your credit score

It's easy to check if you're eligible

  1. 1

    Fill in some details

    Answer some questions to help us learn more about you and your finances.

  2. 2

    Get a clear yes or no

    We'll let you know if you're eligible straight away, without affecting your credit score.

  3. 3

    Apply for your card

    If you're eligible and you think the card's right for you, apply in one tap of a button.

No impact on your credit score

Your finances at your fingertips

It's easy in the app. Make payments, get alerts, track your spending and more. Much more.

Credit cards come in all shapes and sizes

When you're looking for credit card deals, things can seem complicated. To help, here are some of the most common credit cards and credit card offers you'll find:

Join over 4 million customers

No impact on your credit score

FAQs

Need more help?

If you're unsure about anything on this page or would like some more info, try our FAQs page. If you can't find what you're looking for you can contact our team.