Balance Transfer card
Transfer and save on interest
Get 0% interest on:
- Balance transfers for up to 18 months
- Purchases for 3 months
Plus...
- Up to £8,000 starting credit limit
- Maximum 3% transfer fee
Representative example: Assuming a credit limit of £1,200 and an interest rate on purchases of 34.94% p.a. variable, you will receive a 34.9% APR representative variable.
What is a balance transfer card?
Balance transfer credit cards let you move a balance from one credit card to another, usually with a lower interest rate.
Here's how it could work
Let's say you've got a credit card balance with a high interest rate that's costing you each month.
You move the balance to a new card that offers a 0% interest period with a small transfer fee.
You pay monthly towards your transferred amount, and you won’t be charged interest on it till the 0% period ends.
Get started
No impact on your credit score
Our balance transfer guarantee
We'll let you know if your credit limit covers the amount you want to transfer, before you apply.
It's easy to check if you're eligible
1
Tell us your transfer amount
Combine balances from up to 5 cards to transfer to your new Capital One card.
2
We’ll tell you if it’s approved
Know for sure if you can transfer your full balance, before you apply.
3
Continue with confidence
If you're eligible and you think the card's right for you, you can apply in one tap of a button.
No impact on your credit score
FAQs
Everything you need to know about balance transfer credit cards. And more.